Bills Helper (demo)
PP
Penny Pincher penny.pincher@demo.bills.khoa.win
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Demo account — feel free to explore. Data is randomized and resets daily; some settings are disabled.

Welcome back, Penny Pincher

Here's an overview of your bills and finances.

Financial Overview

Manage accounts →

Checking

$6,091.19

Savings

$19,962.14

Total Assets

$26,053.33

2 accounts

Total Debt

$24,781.60

2 accounts

Net Worth

$1,271.73

Available Credit

$1,358.36

Important Alerts

Action Required

1 Overdue Bill

$130.74
City Water 5 days ago
Pay now →

Bills Due Soon

5

1 overdue

Income Expected

0

Total Accounts

4

Deferred Interest

1

Promo APR Rates

3

$9,941.83 (2 expiring)

Pending Transactions

9

Awaiting clearance

Upcoming Bills

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Overdue

1

$130.74

Due This Week

4

$1,026.89

Next 30 Days

$2,183.55

Active Bills

12

City Water

Monthly

Overdue · Jun 23, 2026 (5 days ago)

$130.74

PG&E

Twice a Month

Due in 2 days

Balance after: $3,192.98

$324.77

State Farm

Weekly

Due in 6 days

Balance after: $2,871.16

$321.82

PG&E

Every Two Weeks

Due in 6 days

Balance after: $2,691.77

$179.39

DMV Registration

One Time

Due in 6 days

Balance after: $2,490.86

$200.91

Spotify

Monthly Auto

Due in 16 days

Balance after: $4,494.95

$432.14

Upcoming Income

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Late

0

This Week

0

Next 30 Days

$3,343.26

Active Sources

2

Initech

Every Two Weeks DD

In 11 days

+$2,758.05

Freelance

Monthly

In 17 days

+$585.21

Account Balances

Posted
Available

Total Posted

$44,193.29

Total Available

$43,770.22

Pending

$423.07

Accounts

3

Balance Trends & Forecast

Current Balance

$44,193.29

Forecasted

$44,380.29

7-Day Trend

+3.40%

Pending Impact

-$423.07

Historical
Forecast

Insight: Your balance is growing by an average of $13.36 per day. Pending transactions will decrease your balance by $423.07.

Credit Lines

< 30%
30-70%
> 70%

Total Owed

$6,641.64

Credit Limit

$8,000.00

Available Credit

$1,358.36

Utilization

83%

Travel Rewards Card

Credit Card

83% used

$1,358.36 available

$6,641.64 owed $8,000.00 limit

Tip: High credit utilization can negatively impact your credit score. Try to pay down balances to below 30% of your limits.

Cash Flow

Money In

$546.61

Money Out

$2,107.21

Net Change

-$1,560.60

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